Peoples State Bank provides comprehensive Business Services designed to meet your specific business requirements. Our goal is to support the growth of community businesses across various industries with efficient, locally made decisions.
Explore the links below to learn more about our Business Services offerings:
ACH Origination
ACH Credit
Save time and money by depositing employee payroll through direct deposit. Set up your own payroll file for just a few employees or upload a file created by your payroll software. Fees will apply.
ACH Debit
Automatically collect payments, membership fees, contributions and more from your customers’ bank accounts. Fees will apply.
Sweep Relationship
After the targeted balance is calculated at the end of the day for your main checking account, a sweep account takes over automatically to make the most of any idle collected balances. You can invest it in your interest bearing deposit account or pay down your line of credit, or both! Funds will be swept back into the main checking account as needed to maintain the target balance.
Remote Deposit Capture
A convenient way to deposit checks from your workplace using a scanner and your computer.
peoplesfinancial.com/remote-deposit-capture
Positive Pay
A fraud prevention tool for checks and ACH. You enter or upload a list of issued checks. Our system will compare your issued checks with what has cleared your account and generate any exceptions for your review. Set up ACH rules for transactions that you want to allow. Exceptions that are outside of the ACH rules will be generated for your review.
Re$ubmitIt
This electronic check recovery service significantly reduces the burden of collecting funds from NSF checks. You collect on more returned checks and get 100% of the face value of checks collected electronically.
peoplesfinancial.com/resubmitit
Merchant Services
Provide more channels to accept payments for your business with a customized card acceptance solution provided by our partner, 5 Star Merchant Services.
Credit Cards
Get the power and flexibility of our Mastercard Business Rewards Card and keep it all organized with the SpendTrack portal.
https://peoplesfinancial.com/business-credit-cards.html
Night Deposit
Make deposits after banking hours. Deposits are secure and credited to your account on the next business day. Locking deposit bags are also available.