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All Branches Closed Monday, July 4

All branches will be closed on Monday, July 4 in observance of Independence Day. There will be no ACH files generated on Monday, July 4; therefore, payroll files must be submitted one day earlier than normal. All online banking transfers scheduled for Monday, July 4 will not be processed until Tuesday, July 5. All remote capture deposits and mobile check deposits submitted after 3 PM on Friday, July 1 will not be processed until Tuesday, July 5.

Health Savings Accounts

Where Physical and Financial Health Meet

Health Savings Accounts (HSAs) let you set aside money on a pre-tax basis to pay for qualified medical expenses, such as deductibles, copayments and coinsurance.

Our HSA features include:

  • These are tax-advantaged health savings accounts.
  • They are interest-bearing accounts.
  • You can choose between eStatements or paper statements.

Are you eligible? 

Guidelines are subject to change, consult a financial advisor to discuss your specific situation.

Per the IRS, the following requirements determine eligibility:

  • You must be covered under a qualifying high-deductible health plan (HDHP) on the first day of the month.
  • You have no other health coverage except what is permitted by the IRS.
  • You are not enrolled in Medicare, TRICARE or TRICARE for Life.
  • You can’t be claimed as a dependent on someone else’s tax return.
  • You haven’t received Veterans Affairs (VA) benefits within the past three months, except for preventive care. If you have a disability rating from the VA, this exclusion doesn’t apply.
  • You do not have a health care flexible spending account (FSA) or health reimbursement account (HRA). Alternative plan designs, such as a limited-purpose FSA or HRA, might be permitted.

Other restrictions and exceptions may also apply.

What’s a high-deductible health plan?

The IRS defines a qualifying high-deductible health plan as having:


  • A minimum annual deductible of $1,400 individual/$2,800 family
  • An out-of-pocket maximum of $6,900 individual/$13,800 family


  • A minimum annual deductible of $1,400 individual/$2,800 family
  • An out-of-pocket maximum of $7,000 individual/$14,000 family


All rates quoted as Annual Percentage Yield (APY) and subject to change without notice.

Health Savings Accounts

Comparison table of Health Savings Accounts
Product Min. to Open APY
Health Savings Accounts $0 0.01%
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