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Peoples Checking Accounts

Peoples E-Checking

To qualify for the Peoples E-Checking Account, you must enroll in Online Banking and opt in for eStatements, rather than having your account statement sent to your physical address. Switching to eStatements is better for our environment, and you don’t need to worry about it getting lost in the mail. It saves the bank money, and we in turn pass those savings on to you by making this an interest-bearing account and offering rebates for up to six ATM surcharge fees per month!

  • No monthly service charge
  • No per-check charge
  • No minimum balance required to obtain annual percentage yield
  • Unlimited check writing
  • Interest-bearing account
  • Free wallet or duplicate basic design Peoples Preferred checks
  • Free ATM/Debit Card
  • Rebate of ATM surcharge fee (up to six per month) at many ATM machines nationwide
  • Free Online Banking and Mobile Banking
  • Bill Pay available
  • Free eStatement via Online Banking
  • Ready Reserve/overdraft protection (for qualified applicants)

Peoples Basic Checking

Our Peoples Basic Checking is as simple as its name: Basic Checking. Maintain a $400 daily balance to avoid a $3/month minimum balance fee. Or opt in for eStatements to have the minimum balance fee waived.

  • No per-check charge
  • Unlimited check writing
  • Free initial order of wallet or duplicate basic design Peoples Preferred checks
  • Free ATM/Debit Card
  • Free Online Banking and Mobile Banking
  • Bill Pay available
  • Free eStatement via Online Banking
  • Ready Reserve/overdraft protection (for qualified applicants)

Peoples Checking Plus

This account really is a “checking plus.” Free checks*, money orders, cashier’s checks, notary services — all for a low monthly service charge of $5. No minimum balance is required!

  • No per-check charge
  • No minimum balance required to obtain annual percentage yield
  • Unlimited check writing
  • *Free wallet or duplicate basic design Peoples Preferred checks
  • Free ATM/Debit Card
  • Postage-paid bank-by-mail envelopes
  • Free notary service
  • Free cashier's checks and money orders
  • Free Online Banking and Mobile Banking
  • Bill Pay available
  • Free eStatement via Online Banking
  • Ready Reserve/overdraft protection (for qualified applicants)

Peoples Premier 50 Gold

This account is designed for customers 50 years of age and up. There’s a low monthly service charge of $4. If you have multiple banking needs, this account is a good fit for you. Some of the perks include free checks*, notary services, money orders, postage-paid bank-by-mail envelopes and more!

  • No per-check charge
  • No minimum balance required to obtain annual percentage yield
  • Unlimited check writing
  • Interest-bearing account
  • *Free wallet or duplicate basic design Peoples Preferred checks
  • Free ATM/Debit Card
  • Free cashier’s checks and money orders
  • Free notary service
  • Postage-paid bank-by-mail envelopes
  • Free Online Banking and Mobile Banking
  • Bill Pay available
  • Free eStatement via Online Banking
  • Ready Reserve/overdraft protection (for qualified applicants)

Now Account

A Peoples State Bank Now Account earns interest and allows unlimited check writing activity. Maintain a $1,000 daily balance to avoid a $7/month minimum balance fee.

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