A Win-Win Decision
| Peoples E-Checking | Peoples Basic Checking | Peoples Checking Plus | Peoples Premier 50 Gold | Now Account | Money Market Account | |
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| Account Description | Designed for customers who want to go green and utilize online banking | Ideal for customers with limited online access | Designed for customers with multiple banking needs; provides free money orders and cashier’s checks | Designed for customers 50 years of age and older; provides free money orders and cashier’s checks | Rewards higher balances with interest and allows for unlimited check writing | Tiered rate structure enables you to earn more interest with larger account balances |
| Minimum to Open | $100 | $100 | $100 | $100 | $100 | $100 |
| Minimum Daily Balance (to avoid Minimum Balance fee) | N/A | $400 | N/A | N/A | $1,000 | $1,000 |
| Minimum Balance Fee/Monthly Service Charge | N/A | $3/month (if daily balance falls below $400; waived upon opting into eStatements) | $5 | $4 | $7 (if daily balance falls below $1,000) | $7 (if daily balance falls below $1,000) |
| Interest Bearing Account | Yes | No | No | Yes | Yes | Yes |
| Statements | eStatements only | eStatements or paper statements | eStatements or paper statements | eStatements or paper statements | eStatements or paper statements | eStatements or paper statements |
| ATM/Debit Card | Free | Free | Free | Free | $1/month | $1/month |
| Checks | Free wallet or duplicate basic design Peoples Preferred checks | Free initial order of wallet or duplicate basic design Peoples Preferred checks |
Free wallet or duplicate basic design Peoples Preferred checks |
Free wallet or duplicate basic design Peoples Preferred checks |
Contact us for pricing | Contact us for pricing |
| ATM Fee Rebates | Up to 6/month | - | - | - | - | - |
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Ready Reserve
Want to avoid overdraft fees? Apply for Ready Reserve. Qualified applicants will receive an automatic loan from a personal credit line should they overdraw their checking account. Ready to get started?
Dave and Alison
"Two months ago my wife and I switched to Peoples State Bank. We did so with the help of Julie Mumm out of the Glen Haven office. Julie is not only extremely knowledgeable but also very patient. We explained to her what we needed and she completely understood what we were looking for. Also, your online banking is very user friendly and well set up. We look forward to a long relationship with Julie and Peoples State Bank."
Tom Paulson
“I use the mobile app to deposit my paychecks. You can use mobile and online banking any time, any place, whether 12 or 1200 miles from the bank. I am proof of that.”