A Win-Win Decision
| Peoples Checking | Peoples Checking+ | Now Account | Money Market Account | |
|---|---|---|---|---|
| Account Description | No monthly service charge and has all the basics, without the price tag. |
-Free Cashier's Check -Free Money Orders -Postage paid bank-by-mail envelopes |
Rewards higher balances with interest and allows for unlimited check writing | Tiered rate structure enables you to earn more interest with larger account balances |
| Daily Balance (to avoid Minimum Balance fee) | N/A | N/A | $1,000 | $1,000 |
| Minimum Balance Fee/Monthly Service Charge | N/A | $5 | $7 (if daily balance falls below $1,000) | $7 (if daily balance falls below $1,000) |
| Interest Bearing Account | No | Yes | Yes | Yes |
| Annual Percentage Yield (APY) | N/A | 0.01%*** | 0.01%* | Varies |
| Statements | eStatements or paper statements | eStatements or paper statements | eStatements or paper statements | eStatements or paper statements |
| ATM/Debit Card | Free | Free | Free | Free |
| Withdrawal Information | N/A | N/A | N/A | A $1 service charge per withdrawal applies after the fifth withdrawal of the calendar month. |
| Checks | Free initial order of wallet or duplicate basic design Peoples Preferred checks | Free wallet or duplicate basic design Peoples Preferred checks | Contact us for pricing | Free wallet or duplicate basic design Peoples Preferred Money Market checks |
| ATM Fee Rebates | Up to 3/month | Up to 3/month | - | - |
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| Mobile Banking | |
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Ready Reserve
Want to avoid overdraft fees? Apply for Ready Reserve. Qualified applicants will receive an automatic loan from a personal credit line should they overdraw their checking account. Ready to get started?
Dave and Alison
"Two months ago my wife and I switched to Peoples State Bank. We did so with the help of Julie Mumm out of the Glen Haven office. Julie is not only extremely knowledgeable but also very patient. We explained to her what we needed and she completely understood what we were looking for. Also, your online banking is very user friendly and well set up. We look forward to a long relationship with Julie and Peoples State Bank."
Tom Paulson
“I use the mobile app to deposit my paychecks. You can use mobile and online banking any time, any place, whether 12 or 1200 miles from the bank. I am proof of that.”